Corrections and Calculator Changes

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November 9, 2026

Federal income tax calculator. Corrected the U.S. 2026 head-of-household thresholds to match IRS Publication 505, Schedule Z. This changes estimates above the affected cutoffs.
Paycheck calculator. Corrected the modeled 2026 head-of-household threshold for the transition from 24% to 32%. The calculator uses an annual estimate. IRS Publication 15-T explains actual federal payroll withholding.
Auto financing guide. Replaced a blanket repossession comparison with contract and state-law context, and added an explicit worked loan example.
Maryland student loan tax credit guide. Added the 2026 debt and residency thresholds from the state program page.
Loan and vehicle guides. Combined overlapping examples for partial consolidation, private vehicle sales and deposit bridge loans. The consolidated pages keep both worked scenarios and the prior addresses point to the surviving guides.

See calculator methodology and test cases for the current assumptions and verification examples.