Home Loans Personal lender research US PERSONAL LOAN RESEARCH
Research the provider before the offer. Explore 13 selected providers, check the source details, then compare up to three. Start with the published terms and confirm the actual quote.
A research directory, not an approval or ranking. Inclusion does not mean endorsement or that you qualify. Headline amounts and advertised APRs can vary by state, product and channel. Some fields remain unconfirmed. Records checked November 9, 2026; follow the official source before applying.
Amount filtering uses headline bounds where confirmed. Unknown minimums remain visible and state exceptions still apply. A matching result does not establish eligibility.
12 listed products. 1 closed product hidden.
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Platform Reconcile the administration fee with cash delivered. A disclosed APR is not the note-rate input for a payment formula.
Published amount $2,000–$35,000
Origination fee Administration fee up to 9.99%, deducted from proceeds; the product disclosure says it remains part of interest-bearing principal.
Terms 24–60 months. Platform Compare the selected secured or unsecured product, issuer and fee. Headline minimums do not apply in every listed state.
Published amount $2,000–$50,000
Origination fee 0.99%–9.99%, deducted; terms of at least 4 years have at least 4.99% fee.
Terms 36–60 months in product disclosure. Bank Confirm that the creditor you want to repay is permitted. Dynamic calculator estimates are not a personalized quote.
Published amount $2,500–$40,000
Origination fee Product page states no fees of any kind.
Terms 36, 48, 60, 72 or 84 months. Bank Also searched as LendingClub
The former LendingClub personal-loan URL redirects to Happen. Compare the issuer, referral channel and actual fee in your documents.
Published amount $1,000–$75,000
Origination fee Most fees 0%–8%; select referral channels may charge more.
Terms 24–84 months; product/channel/state limits may differ. Platform The Payoff Loan focuses on card-debt consolidation. Check current rates-page disclosures rather than assuming an older fee summary still applies.
Published amount $5,000–$50,000
Origination fee 2%–12% on current rates page; deducted from proceeds.
Terms 24–84 months on current rates page. Platform Separate the direct personal-loan range from purchase financing and partner offers. Ask for cash delivered and opening principal when comparing fee methods.
Published amount $1,000–$36,500
Origination fee Up to 10% depending on state; disclosures describe an included-fee example and an option to deduct the fee from proceeds. Confirm the quoted structure.
Terms 24–72 months for the described personal-loan channel; partner products differ. Closed to new applications Keep this record to explain older references to the brand. Historical product terms should not be treated as an available new offer.
Published amount Not open to new applications
Origination fee Not listed for new applications.
Terms Not listed for new applications. Finance company Also searched as OneMain
The current opened product and fee pages list a $35,000 headline maximum; older indexed results show $30,000. Confirm the offered secured or unsecured structure.
Published amount $1,500–$35,000
Origination fee State-dependent flat fees $25–$500 or percentage fees 1%–10%, subject to limits; review the actual prepaid-finance-charge disclosure.
Terms 24–60 months, per current product page. Credit union Include membership requirements and payment conditions in the comparison. A missing displayed APR is not a zero rate.
Published amount Up to $50,000; minimum not confirmed
Origination fee No origination fee; other charges such as late fees may apply.
Terms Up to 60 months. Platform Separate checking a rate from final verification and funding. A published amount range does not establish approval.
Published amount $2,000–$50,000
Origination fee 1%–9.99%; check the actual proceeds and fee disclosure.
Terms 2–6 years. Bank / platform Compare a fee option with a no-fee option using the same usable cash. Review permitted uses before relying on a purpose label.
Published amount $5,000–$100,000
Origination fee Some offers have no fee; a fee option may exchange an included charge for a lower rate. Confirm cash delivered.
Terms 2, 3, 4, 5, 6, 7 or 10 years, per support article. Platform A deducted fee makes principal and cash received different. Direct-creditor transfers may take longer than a bank deposit.
Published amount $1,000–$50,000
Origination fee 1.85%–9.99%, deducted from proceeds.
Terms 24–84 months. Platform State minimums can change whether a small amount is offered. Confirm the creditor and all charges on the actual agreement.
Published amount $1,000–$75,000
Origination fee May be charged and deducted; exact range not confirmed here.
Terms 3 or 5 years. Filtering and selection need JavaScript. All profile links work without it; use the comparison page for a default two-provider table.
