Affiliate Disclosure

Last updated: July 2, 2026

At FinToku, our mission is to provide free, easy-to-use finance tools and honest guidance to help you make smarter money decisions. To keep these tools free for everyone, we may participate in affiliate partnerships with select banks, lenders, financial institutions, and financial service providers.

What This Means

Some of the links on FinToku — including links within our blog content, calculators (such as our EMI Calculator, Loan Comparator, FD Calculator, and SIP Calculator), and comparison tables — are affiliate links. This means that if you click on one of these links and go on to sign up for a product, apply for a loan, open an account, or make a purchase, FinToku may earn a commission from the partner company.

This comes at no additional cost to you. The price, rate, or terms you receive are not affected by whether you use our link — you’ll get the same offer either way.

Our Editorial Independence

Our calculators, comparisons, and recommendations are built to give you accurate, useful results based on the numbers and criteria you provide — not based on which partner pays us the most. While we may be compensated for certain outbound links, this does not influence:

  • The accuracy of our EMI, SIP, FD, or Tax calculations
  • The rates and figures displayed in our comparison tools
  • The educational content in our blog and guides

Where we do feature specific products, lenders, or partners, we aim to clearly identify them and explain why they’re included, so you can make an informed decision.

Why We Use Affiliate Links

Running FinToku — maintaining our calculators, keeping rate data current, and producing educational content — has real costs. Affiliate partnerships help us keep every tool on this site 100% free, with no paywalls, subscriptions, or hidden fees for users.

Your Choice

You are never obligated to use our affiliate links. You’re always free to search for and apply directly with any bank, lender, or financial service provider independently, using the information from our tools purely as a reference.

Questions

If you have any questions about our affiliate relationships or how a specific tool or recommendation works, feel free to reach out to us at info@fintoku.com.

Inline Disclosure Snippet (for tool/calculator pages)

Use this short version near the top of any page containing affiliate links (e.g., Loan Comparator, EMI Calculator):

This page may contain affiliate links. If you click through and take an action (such as applying for a loan or opening an account), FinToku may earn a commission at no extra cost to you.