Affiliate Disclosure

Last updated: July 11, 2026

FinToku participates in affiliate partnerships, including with Amazon Associates. This disclosure explains exactly how those partnerships work, and whether they affect the price you pay. Our mission at FinToku is to provide free finance tools and honest guidance, so you can make smarter money decisions. To keep these tools free for everyone, we partner with select banks, lenders, financial institutions, and other retailers, including Amazon.

What This Affiliate Disclosure Means

Some of the links on FinToku are affiliate links. This includes links within our blog content, our calculators (such as our EMI Calculator, Loan Comparator, FD Calculator, and SIP Calculator), and our comparison tables. If you click one of these links and then sign up for a product, apply for a loan, open an account, or make a purchase, FinToku may earn a commission from the partner company. That’s the core of what this disclosure covers, and it applies across the whole site.

We’re also part of the Amazon Associates Program. This program lets sites earn advertising fees by linking to Amazon.com. As an Amazon Associate, we earn from qualifying purchases when you use links on our site. You can read Amazon’s own program terms on the Amazon Associates Program site.

This comes at no additional cost to you. Using our link doesn’t change the price, rate, or terms you receive — you’ll get the same offer either way.

Editorial Independence and Our Affiliate Disclosure

We build our calculators, comparisons, and recommendations to give you accurate, useful results based on the numbers and criteria you provide — not on which partner pays us the most. Some outbound links, including Amazon links, may pay us a commission. That compensation does not influence:

  • The accuracy of our EMI, SIP, FD, or Tax calculations
  • The rates and figures displayed in our comparison tools
  • The educational content in our blog and guides, including any product recommendations

When we do feature specific products, lenders, or partners, we clearly identify them. We also explain why they’re included, so you can make an informed decision. This approach follows the spirit of the FTC’s endorsement guidelines on clear and conspicuous affiliate disclosure.

Why We Use Affiliate Links

Running FinToku — maintaining our calculators, keeping rate data current, and producing educational content — has real costs. Affiliate partnerships, including with Amazon, help us keep every tool on this site 100% free. There are no paywalls, subscriptions, or hidden fees for users.

Your Choice With Affiliate Links

You are never obligated to use our affiliate links. You’re always free to search for, and apply directly with, any bank, lender, financial service provider, or retailer on your own — using our tools purely as a reference.

Policies Related to This Affiliate Disclosure

This affiliate disclosure works alongside our other site policies: our Privacy Policy, Terms of Service, and Financial Disclaimer.

Questions About Our Affiliate Disclosure

If you have questions about our affiliate relationships, or how a specific tool or recommendation works, reach out to us at info@fintoku.com.