Find your next contact

Homebuyer & Home Repair Assistance Directory

Find a local starting point for down-payment help or essential home repairs. Compare published program details, read the local guide and confirm the application route with the administrator.

24 curated listings21 listed statesSources checked November 5, 2026

Search the directory

Homebuyer assistanceConfirm intake

Bethlehem Homebuyer Assistance Program

Bethlehem, Pennsylvania; confirm the exact property jurisdiction.

BHAP describes deferred financing, counseling and participating lenders, with gradual forgiveness over ten years. Ask for the actual note and early-sale repayment calculation.

Published status

Ask the administrator about the current allocation and reservation process.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairWaitlist

CDBG Home Repair

Providence, Rhode Island; confirm the exact property jurisdiction.

Deferred-payment assistance for eligible owner-occupied emergency repairs. Ask how the emergency classification affects the application route.

Published status

Emergency repairs receive priority; the published page notes a non-emergency waiting list.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceIntake closed

Citywide Downpayment Assistance

Saint Paul, Minnesota; confirm the exact property jurisdiction.

The city cautions buyers about shopping before a Reservation Letter. Keep an assistance reservation separate from mortgage approval and from a household’s cash available for an offer.

Published status

The checked city page says the program is at capacity. Obtain current status directly before planning a purchase.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

Down Payment Assistance

Worcester, Massachusetts; confirm the exact property jurisdiction.

The published program overview calls for application at least 45 days before closing, homebuyer education and an eligible city property. Align the application and contract schedule before relying on assistance.

Published status

Confirm the current application window with the city.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceIntake closed

Down Payment Assistance

Tacoma, Washington; confirm the exact property jurisdiction.

The published structure is a zero-interest deferred loan secured by a deed of trust. Ask about future sale proceeds and repayment triggers before comparing it with a grant.

Published status

The checked city page says funding is committed and applications are no longer accepted. Confirm any later reopening directly.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

Down Payment Assistance

Little Rock, Arkansas; confirm the exact property jurisdiction.

The city publishes different standard and disaster-recovery assistance routes. Ask which funding source and agreement apply; do not assume the two programs can be combined.

Published status

Confirm the standard program separately from any disaster-recovery allocation.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

DreamMaker Home Purchase Assistance

Savannah, Georgia; confirm the exact property jurisdiction.

The city requires property review and describes seller repairs that must be completed and confirmed before the assistance commitment. Include those milestones in the purchase schedule.

Published status

Confirm funding and the current commitment-letter process before relying on assistance.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

First Start Homebuyer Program

Wilmington, Delaware; confirm the exact property jurisdiction.

A lender or counselor submits the application. Published instructions distinguish eligible closing expenses from already prepaid fees; retain the complete submission and an itemized settlement worksheet.

Published status

Confirm current awards and submission requirements.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairConfirm intake

Healthy Homes

Richmond, Virginia; confirm the exact property jurisdiction.

Richmond describes essential safety, accessibility and efficiency repairs for eligible city homeowners. Check inspection and approval timing before using cash-out refinancing for the same proposed work.

Published status

Confirm current intake, eligible work and the responsible administrator.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

HIP 120

San Antonio, Texas; confirm the exact property jurisdiction.

Published terms distinguish a perpetual portion from a portion forgiven over time. A lack of monthly payments does not mean the full balance disappears; request a future sale illustration.

Published status

Confirm the current application cycle; a dated fiscal-year closure is not proof of reopening.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairWaitlist

Home Repair Assistance

Wichita, Kansas; confirm the exact property jurisdiction.

The published structure combines a conditionally forgivable amount with additional nonforgivable deferred assistance. Request a ledger showing what remains due after the forgiveness period.

Published status

The city describes an annual prioritized waiting-list process; confirm reapplication instructions.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairIntake closed

Home Repair Program

Eugene, Oregon; confirm the exact property jurisdiction.

Eugene distinguishes roof-only projects from other repair work and describes different treatment for manufactured and stick-frame homes. Confirm current scope rules before commissioning work.

Published status

The checked page says funding is fully allocated and applications are closed.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

Home-Buy the American Dream

Madison, Wisconsin; confirm the exact property jurisdiction.

HBAD adds an assistance review to the first-mortgage process. Build the required inspection and document approvals into the closing schedule rather than treating education completion as an award.

Published status

Confirm current funding, inspection requirements and reservation deadlines.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

Homebuyer Assistance

Oklahoma City, Oklahoma; confirm the exact property jurisdiction.

The city describes program boundaries and need-based assistance. Ask which administering partner handles the address and how any rate-buydown component affects the first mortgage.

Published status

Verify the property against the program map and contact the named application partners.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

Homebuyer Assistance Program

Fort Worth, Texas; confirm the exact property jurisdiction.

HAP uses city-approved lenders and identifies buyer reserves and city-limit requirements. Obtain the applicable agreement’s occupancy and forgiveness period in writing before relying on a headline summary.

Published status

Published occupancy wording needs reconciliation for the specific proposed award.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

HouseHartford

Hartford, Connecticut; confirm the exact property jurisdiction.

The city describes assistance for eligible one-to-four-family homes and condos. A participating lender submits the application; a mortgage preapproval alone does not reserve city funds.

Published status

Confirm funding and submission timing through a participating lender.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairConfirm intake

Housing Rehabilitation Program

Grand Rapids, Michigan; confirm the exact property jurisdiction.

The researched local rehabilitation pathway uses a matching-loan structure with conditional forgiveness. Separate the homeowner contribution, financed balance and ongoing occupancy obligations in the budget.

Published status

Verify the current application route and forgiveness conditions with the administrator.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairConfirm intake

Invest DSM Homeowner Renovation Program

Designated Special Investment Districts in Des Moines, Iowa; verify the specific address.

Invest DSM describes neighborhood-based improvement assistance using reimbursement. Plan the peak amount paid before reimbursement and ask which approvals are required before a project begins.

Published status

Verify the applicable program, district and award before starting work.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairConfirm intake

Mobile Home Repair Program

Fresno, California; confirm the exact property jurisdiction.

Fresno lists separate mobile-home repair and replacement pathways. Verify the home’s age, park location and city jurisdiction before deciding which scope to finance.

Published status

Confirm the active repair application route and property rules.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

Nevada Home Is Possible

Nevada; address and product eligibility require lender confirmation.

This state program has different product routes and education requirements. Request the first mortgage and assistance terms together, including the second-loan structure and any repayment events.

Published status

Reno refers buyers to Nevada Housing Division; confirm the current product through an approved lender.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairIntake paused

Repair-A-Home

Cleveland, Ohio; confirm the exact property jurisdiction.

City staff determine eligible code-compliance work through an inspection. Ask about partner support and the outstanding repayment obligation before arranging temporary repair financing.

Published status

The city’s universal home-repair intake is paused; new applicants are directed to 311 for partner options.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Home repairIntake closed

Residential Rehabilitation Program

Tulsa, Oklahoma; confirm the exact property jurisdiction.

Tulsa distinguishes emergency repair grants from rehabilitation loans. Confirm the correct pathway, property restrictions and forgiveness conditions before treating either as a replacement for private credit.

Published status

The checked rehabilitation page says the waiting list is full. This status does not describe every emergency-repair channel.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

SHRA CalHome Homebuyer Assistance

Sacramento, California; confirm the exact property jurisdiction.

SHRA identifies eligible areas, an address map and approved lenders. CalHome and PLHA are separate pathways; ask which program and geographic rules apply to the property.

Published status

Use SHRA’s weekly funding update before relying on an available allocation.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information
Homebuyer assistanceConfirm intake

Traditional / Enhanced Homebuyer Assistance

Raleigh, North Carolina; confirm the exact property jurisdiction.

Raleigh distinguishes citywide assistance from Enhanced targeted-area assistance. Enhanced purchases carry a resale restriction. Check the address and future exit terms alongside cash required at closing.

Published status

Confirm the property, current allocation and written program terms with an approved lender.

Questions & contact details
  • Is my property address covered, and is intake currently available?
  • What must be approved before I sign a contract or begin work?
  • Which repayment, occupancy or forgiveness terms will appear in my agreement?

Read the local program guide →

Source checked Report incorrect information

Prepare before contacting a provider

FinToku does not accept loan applications or financial documents. Arrange appointments and applications directly through the organization’s official channels.