Local lender directory
Mortgage Lenders in White Plains, New York
Compare local mortgage contacts in White Plains, New York, including Bank of America, Chase, and CrossCountry Mortgage. Find official links and questions to ask before requesting a Loan Estimate.
Continue your local research
Search loan-officer records for White Plains · Verify a contact · Check the full housing budget.
For a separate consumer-loan question, check New York regulator resources.
Directory records describe their own source dates and coverage. A local match does not establish current service, licensing or product availability.
Compare 3 local lender contacts
These city listings come from official lender directories. Check the office or advisor address, hours and service area before making an appointment. A local listing does not guarantee product availability, eligibility or approval.
| Provider | Official contact and loan information | What to ask |
|---|---|---|
| Bank of America Bank mortgage team | Local lending specialists for White Plains Official mortgage information | Ask the listed specialist whether any grants or closing-cost programs apply at the property address and how they affect your final cash to close. |
| Chase Bank mortgage team | Local home lending advisors for White Plains Official mortgage information | Ask the advisor to verify any address-based grant eligibility and quote the same loan with and without discount points. |
| CrossCountry Mortgage Mortgage company | Local mortgage lender directory for White Plains Official mortgage information | Ask who handles applications for the property address and whether the written quote includes any lender fees or credits tied to the loan program. |
What to confirm before applying
Ask whether the contact can handle your property address, loan type and expected closing date. If you’re using down-payment assistance, confirm that the lender participates in the specific program. Ask for the loan officer’s NMLS ID so you can verify their record.
Homebuying in White Plains
For a White Plains purchase or project, match the tax, insurance and repair records to the actual parcel or unit. Local offices, the title company and the building can each supply different information. Ask which items must be paid up front and which are collected later. If you receive an updated disclosure or contractor timeline, carry the updated figure through the same model before deciding how much cash to hold. City homeowner resources are a starting point for questions about services, rather than a quote for your project.
City of White Plains homeowner assistance resources
Check New York State Homes and Community Renewal (SONYMA) for assistance and eligibility information, or browse the FinToku homebuyer guides for White Plains.
Build a monthly housing budget
For the address in White Plains, confirm taxes with the assessor, get a homeowners insurance quote, and ask for current HOA dues and assessments. Check the FEMA flood map before budgeting separate flood coverage.
Illustrative example: A $400,000 loan at 6.5% fixed for 30 years costs $2,528.27 in monthly principal and interest. Add $500 in taxes, $150 in homeowners insurance, and $100 in HOA dues for $3,278.27 per month. These are sample inputs. Add any mortgage or flood insurance separately.
Calculate with your own costs · Follow the mortgage offer checklist
Compare offers for the same White Plains property
- Keep the request consistent. Give each lender the same property address, price, down payment, occupancy, property type, loan term and target closing date.
- Get comparable written terms. Ask about the rate lock and compare the note rate, origination charges, points, lender credits and mortgage insurance. Compare estimated cash to close separately from ongoing cost.
- Confirm the property costs and timing. Request an insurance quote for the address and check the property tax estimate. If buying a condo, ask how dues and building approval affect the loan and closing schedule.
Compare your Loan Estimates with the calculator, read the CFPB guide to comparing estimates, or check a provider through NMLS Consumer Access.