Homebuyer guides by state
Texas Homebuyer Guides and Calculators
Compare homebuying scenarios using the actual property address and your written quotes. Start with Texas Department of Housing and Community Affairs homebuyer programs for current assistance information.
Houston
Start with the property’s address and verify its jurisdiction. The Houston area can include more than one county, and a regional risk label does not replace property-specific mapping or policy information. Ask for written quotes at the same address and compare coverage as well as cash. Use the relevant floodplain authority to find mapping information. The household budget should identify the policy premium, potential deductible cash and the lender payment as separate amounts.
Harris County Floodplain Management
Browse mortgage lenders in Houston
Houston Flood Policy Cash Comparison Calculator
Compare premiums and modeled deductible cash under two Houston flood insurance quotes.
Dallas
Match the property account, appraisal district and valuation date to the actual Dallas address. If construction status has changed, ask which improvements are reflected in the figure before carrying it into the closing budget. A lender’s escrow estimate and an appraisal record answer different questions. Keep the written estimate and the appraisal information side by side and ask how the monthly figure may change when a later bill is reflected in escrow.
Dallas Central Appraisal District residential valuation guide
Browse mortgage lenders in Dallas
Dallas New Build Escrow Tax Budget Calculator
Compare housing cash using earlier and completed-home tax amounts for a Dallas new build.