Homebuyer guides by state
Pennsylvania Homebuyer Guides and Calculators
Compare homebuying scenarios using the actual property address and your written quotes. Start with Pennsylvania Housing Finance Agency homebuyer resources for current assistance information.
Philadelphia
For a Philadelphia transaction, obtain the current City guidance and the written settlement estimate for the property. Identify the tax base and the buyer allocation separately. Your agreement may describe how parties split a charge, while the tax authority describes what the charge is. Record the date of the estimate because rules and applicable rates can change. Ask the title or closing professional to reconcile the figures before using the worksheet to decide how much cash is due.
City of Philadelphia Realty Transfer Tax guidance
Browse mortgage lenders in Philadelphia
Philadelphia Transfer Tax Buyer Allocation Calculator
Estimate the buyer share of transfer tax using the verified base, effective rate and allocation.
Pittsburgh
Use the inspection and contractor scope for the exact Pittsburgh address. A city-area program resource can help identify potential options, but eligibility, timing and approved costs need independent confirmation. Separate the negotiated closing credit from the contractor’s bill. Before relying on the credit for a near-term repair, verify that it reduces closing cash by the amount entered and that the savings will still be available when the contractor requests payment.
Pittsburgh URA home improvement loan resources
Browse mortgage lenders in Pittsburgh
Pittsburgh Repair Overrun Credit Gap Calculator
Stress-test a Pittsburgh repair bid after a confirmed usable closing credit.