FINTOKU - MORTGAGE DOCUMENT PREPARATION CHECKLIST
Version 2026-11-05 | fintoku.com/resources/

Your lender determines which documents, date ranges and verification steps apply.

[ ] Get the actual lender request list and required date ranges.
[ ] Verify the secure upload channel and recipient.
[ ] Prepare identification only as requested by the verified lender.
[ ] Gather requested employment and income records.
[ ] Gather tax returns or business records if requested.
[ ] Prepare account statements for the periods requested.
[ ] List recurring debts, minimum payments and housing obligations.
[ ] Ask what evidence is needed for gifts or unusual deposits, if relevant.
[ ] Prepare applicable property, contract or existing-mortgage details.
[ ] Ask about documents for self-employment or variable income.
[ ] Track outstanding items, deadlines and additional requests.
[ ] Keep private copies of request lists and submission confirmations.

Lender request date / secure channel:
________________________________________________________

Outstanding items and due dates:
________________________________________________________

Do not enter account numbers, passwords or identification numbers here. Requirements vary.

Keep completed copies private. FinToku does not receive your entries.
Do not enter full account numbers, passwords or identification numbers.
Official background: https://www.consumerfinance.gov/owning-a-home/
Related tool: https://fintoku.com/home-affordability-calculator/
Free for personal planning and internal business use.